Terms of use

These terms cover your use of snovaph.com, operated by Snova PH. By using the site, you agree to them.

Information, not advice

Our guides, checklists and calculator are general information to help you plan. They are not legal, tax, medical or financial advice. Topics like HIPAA, Fair Housing rules, telemarketing rules and worker classification depend on your situation, so check them with a qualified professional before acting.

Calculator results

The delegation ROI calculator uses public data from the US Bureau of Labor Statistics and the numbers you enter. Results are estimates, not quotes or guarantees.

Our services

Nothing on this site is an offer or a contract. When you work with Snova PH, the services, prices and terms are set out in a separate written agreement, and that agreement governs the engagement.

Free downloads

You may use our free checklists and templates inside your own business, and share them with your team. Please don't resell them or publish them as your own.

Content and trademarks

The text, design and graphics on this site belong to Snova PH unless stated otherwise. Other product and company names mentioned belong to their owners and are used only to describe tools and services.

Links to other sites

We link to sources and tools we think are useful. We are not responsible for the content or practices of other websites.

No warranties

We work to keep the site accurate and available, but it is provided as is, without warranties of any kind. Information may change, and the site may occasionally be unavailable.

Limitation of liability

To the extent the law allows, Snova PH is not liable for indirect or consequential losses arising from your use of this site or its free resources.

Changes and contact

We may update these terms and will post the new version here with a new date. Questions? Email hello@snovaph.com.